# checkcashing.us

> US check (cheque) cashing for people outside the United States. Eligible US-dollar checks — IRS and state tax refund checks, US Treasury cheques, payroll, film/TV/music residuals and royalties, pension and retirement distributions, estate and dividend cheques — are deposited electronically and the proceeds paid in US dollars by international wire to a bank account in the payee's own name. No US bank account, SSN or US address is required.

"Check" is the US spelling and "cheque" the British/international spelling of the same instrument. Common searches this service answers: cash a US cheque in the UK; cash an IRS refund cheque abroad; how to cash a US Treasury check outside the US; deposit a US check without a US bank account; US tax refund check for non-residents; American cheque cashing for expats.

## Key facts
- Fee: 10% of the face value of the check (cheque), deducted from the proceeds. Nothing is payable upfront; payment is never requested in advance.
- Settlement: US dollars by international wire, 14 days after the check clears (30 days over USD 100,000; 60 days over USD 250,000).
- No need to post the original: the endorsed check is photographed front and back and deposited remotely. The original is kept by the payee for 60 days after payment.
- Endorsement: payee's own signature plus "For remote deposit only at checkcashing.us".
- Eligibility: the payee named on the check, acting on their own behalf, not a US citizen or resident, living in a supported country.
- Identity verification (passport, selfie, proof of address, second photo ID) and sanctions screening under the US Bank Secrecy Act.
- Regulation: FinCEN-registered money services business; HMRC anti-money laundering supervision.
- Operator: CHECKCASHING.US CORP (Montana).

## Countries served
Europe: EU and Schengen states, United Kingdom, Monaco, Georgia, Turkey. Americas: United States, Canada, Brazil, Argentina, Mexico, Chile, Colombia, Paraguay, Uruguay, Curaçao. Middle East: Saudi Arabia, UAE, Israel, Bahrain, Oman, Qatar. Africa: South Africa, Morocco, Ivory Coast, Senegal, Cape Verde. Asia: Japan, South Korea, China, Singapore, Thailand, India. Oceania: Australia, New Zealand, Fiji, Samoa, Tonga.

## Process
1. Check details: payee, amount, check number, date of issue; endorse the check.
2. About you: personal details, second photo ID and online identity verification.
3. Documents: photos of the endorsed check (front and back) and proof of the source of funds (e.g. Form 1040-NR, withholding statement).
4. Payout account: bank account in the payee's own name (IBAN/account number and SWIFT/BIC).
Each stage — check received, deposited, cleared, wire sent — is confirmed by email.

## Links
- Home and application: https://checkcashing.us/
- Terms & Conditions: https://checkcashing.us/terms/
- Privacy notice: https://checkcashing.us/privacy/